Dad's Wallet is a passive item in Fiend Folio, a mod for The Binding of Isaac.

On pickupSpawns a Credit Card.

While heldAllows Shop items to be purchased without having the money required to afford them.

This will put Isaac in a debt that is displayed next to the amount of coins on the HUD.

The bigger the debt, the bigger the impact on Isaac's damage which is lowered using the formula: 1 - (1 - debt%) + 0.1 × debt%.

The debt cannot exceed 99¢.

Dad's Wallet can be found in the following item pools:

The following tags are applied to this item:

• Check out the item description on the mod's external Wiki.
• Download Fiend Folio from the Steam Workshop.